Earn Interest on Bitcoin in Canada (2026)
What Happened to Bitcoin Interest Platforms
In 2022, multiple “yield on Bitcoin” platforms collapsed:
Celsius — froze $12B in customer assets, then went bankrupt
BlockFi — collapsed, customers lost significant funds
Voyage — bankruptcy, customers received cents on the dollar
These platforms promised 5-10% annual yield by lending out customer Bitcoin. When markets fell and loans went bad, there was nothing left.
The lesson: Giving your Bitcoin to a third party to earn “yield” means taking on their counterparty risk. If they fail, your Bitcoin is gone.
Safe Ways to Generate Yield on Bitcoin in Canada
1. Lend Against Your Bitcoin (DWM Canada)
Instead of lending your Bitcoin out and hoping to get yield, you can use your Bitcoin as collateral to access CAD liquidity at 12% annual interest. You keep your Bitcoin exposure and access Canadian dollars.
– 50% LTV — pledge Bitcoin, receive CAD
– Balance Trust institutional custody
– Your Bitcoin is not lent out
Contact: jacob@1bitcoin.ca
2. Bitcoin Mining (1Mining)
Participate in Bitcoin mining operations. Earn Bitcoin as a function of hash rate contributed. Higher risk, higher potential return.
3. Bitcoin-Backed Notes (BTC Inc.)
Accredited investors can purchase senior secured Bitcoin-backed notes at 8% fixed annual return. You’re the lender, backed by Bitcoin collateral.
What to Avoid
Any platform promising guaranteed Bitcoin yield without custody clarity Platforms that “lend out” your Bitcoin to earn yield Offshore platforms without Canadian regulatory registration
The Safe Default
For most Canadian Bitcoin holders: buy Bitcoin, self-custody it, hold long term. The best “yield” on Bitcoin historically has been price appreciation — not interest.
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