Buy Bitcoin with Interac e-Transfer in Canada

Buy Bitcoin the Same Day — Direct to Your Wallet

Interac e-Transfer is the most popular way for Canadians to buy Bitcoin. It's fast, familiar, and available through every major Canadian bank. At 1Bitcoin.ca, Interac e-Transfer deposits arrive in 30–60 minutes with no deposit fees.

With 1Bitcoin.ca, you can buy BTC without using a crypto exchange—giving you full control from the moment you own it.
Buy Bitcoin with e-Transfer Now →

Why Interac e-Transfer?

✓
Instant deposits — Funds arrive in minutes, not days
✓
No extra fees — Pay what your bank charges (usually free)
✓
Familiar process — Same as sending money to a friend
✓
Secure — Bank-level encryption, no card numbers shared

How to Buy Bitcoin with Interac e-Transfer

Step 1: Create Your Account

Sign up at 1Bitcoin.ca in under 2 minutes. You'll need:
- Email address
- Canadian phone number
- Government-issued ID

Step 2: Complete Verification

Upload your ID and take a quick selfie. Most customers are verified within 24 hours — many within minutes.

Step 3: Fund with Interac e-Transfer

1. Log into your online banking

2. Go to Interac e-Transfer → Send Money
3. Add 1Bitcoin.ca as a recipient using the details in your dashboard
4. Send your desired amount ($30 minimum, up to your bank's daily limit)

Step 4: Wait for Arrival

Most e-Transfers arrive within 30–60 minutes during business hours. Some banks process faster.

Step 5: Buy Bitcoin

Once your funds appear in your account, enter the CAD amount, review your quote, and confirm. Bitcoin is sent to your wallet immediately.

Which Banks Support Interac e-Transfer in Canada?

All major Canadian banks support Interac e-Transfer:

– RBC Royal Bank
– TD Canada Trust
– Scotiabank
– BMO Bank of Montreal
– CIBC
– National Bank
– Desjardins
– ATB Financial
– Meridian Credit Union
– Most other Canadian banks and credit unions

Interac e-Transfer Limits

Most Canadian banks allow $2,000–$3,000 per e-Transfer by default. Many allow higher limits:

– Requesting a limit increase: Call the number on the back of your debit card and ask for a temporary or permanent Interac e-Transfer limit increase

– Multiple accounts: If you have multiple bank accounts, you can send separate e-Transfers from each

– For larger amounts ($10,000+): Consider a bank wire transfer — no daily limits

Pro tip:

Call your bank to request a temporary limit increase for larger purchases.

Security & Control

Built for users who want full control over their Bitcoin.

FINTRAC Registered
1Bitcoin.ca operates as a registered Money Services Business in Canada (FINTRAC #M21226416).

Non-Custodial by Design
Your Bitcoin is sent directly to your personal wallet.
You are in control from the moment the transaction is completed.

No Third-Party Holding
Your funds are not stored on a platform account—reducing exposure to exchange-related risks.

Why Not Use Other Methods?

Method Speed Limits Fees
Interac e-Transfer 30–60 min $2K–10K/day None at 1Bitcoin.ca
Bank wire 1–3 days No limit Bank fee: $15–30
Bitcoin ATM Instant Varies 8–15% fee

For most Canadians: Interac e-Transfer is the best combination of speed, cost, and convenience.

Why Not Use Other Methods?

Built for users who want full control over their Bitcoin.

Credit Cards

  • Often include higher fees
  • May involve additional processing steps

Wire Transfers

  • Can take 1–3 business days
  • Subject to bank delays and cut-off times

Crypto Exchanges

  • Require account funding first
  • Bitcoin is held on the platform until withdrawn
  • Additional steps to move funds into your own wallet

Frequently Asked Questions

Most transfers arrive within 5-30 minutes. Some banks (especially credit unions) may take up to 1 hour.

1Bitcoin.ca doesn’t charge for Interac deposits. Your bank may charge $1-2 per transfer (many accounts include free transfers).

$30 CAD minimum per transaction.

Yes! When you sell Bitcoin on 1Bitcoin.ca, we send your CAD via Interac e-Transfer within 24 hours.

View all FAQS

Why 1Bitcoin.ca for Interac Purchases?

✓ FINTRAC-registered — Fully compliant Canadian MSB
✓ Non-custodial — Your Bitcoin goes to YOUR wallet
✓ Bitcoin-only — No altcoin distractions
✓ Canadian support — Real humans in your timezone

Ready to Buy Bitcoin with Interac?

Buy Bitcoin quickly, securely, and take control immediately.
Buy Bitcoin Now

See also: Buy Bitcoin with Interac e-Transfer | How to Buy Bitcoin in Canada | Buy Bitcoin with Bank Wire

1Bitcoin.ca is a FINTRAC-registered Money Services Business | Non-Custodial | Bitcoin-Only | 20,000+ Canadians Served Since 2020