Personal risk mitigation strategy
You Don’t Need to Bet Big—You Just Need Exposure
For most Canadians, Bitcoin still feels far off—risky, speculative, even confusing. But here’s the truth: owning a small amount, even just 1% of your net worth, isn’t about chasing gains. It’s about hedging risk in an uncertain world.
Think of it like insurance—not for your car or home, but for your purchasing power.
Why 1% Makes Sense
Putting 1% of your wealth into Bitcoin means:
- You don’t overexpose yourself
- Your potential loss is small and manageable
- But your upside—if Bitcoin continues to grow—could offset risk elsewhere
It’s a low-stakes, high-potential way to dip your toes into the future of money.
5 Reasons Bitcoin Is a Smart Hedge
1. Bitcoin is scarce
Only 21 million will ever exist. No government can print more. That scarcity drives long-term value.
2. Inflation erodes your savings
The Canadian dollar loses purchasing power every year. Bitcoin has gained value while fiat has declined.
3. It’s uncorrelated
Bitcoin doesn’t move with real estate, stocks, or bonds. It offers portfolio diversification.
4. You control it
With self-custody, no bank, company, or government can freeze or confiscate your Bitcoin.
5. It’s becoming mainstream
With ETFs, corporate adoption, and infrastructure improving, Bitcoin is no longer fringe. It’s increasingly recognized as digital property.
Why This Hits Home for Canadians
- Housing is overpriced, and homeownership is out of reach for many.
- Trust in banks and institutions is being questioned—especially post-pandemic.
- Inflation is real, and cash in savings accounts is shrinking in value.
Bitcoin offers a way to opt out of the noise, if only a little.
Final Word
You don’t need to become a Bitcoin maximalist. You don’t need to go all in. But in a world where the value of money itself is uncertain, owning just 1% of your wealth in Bitcoin may be the most conservative move you make.
The bigger risk? Having zero exposure.